A new category of fixed income
Built on LiqueFex OS infrastructure, LiqueFixed creates a fixed income instrument from life settlement assets — combining institutional-grade structure with a return architecture previously unavailable in this asset class.
“LiqueFixed is the first instrument to deliver dual-return fixed income from life settlement assets — structured for liquidity, fractionable at any level, and tradeable through existing custodian infrastructure.”
LiqueFixed is structured for liquidity — no fixed holding period, no lock-up provisions that limit institutional utility. Capital can be deployed and redeployed at institutional velocity.
LiqueFixed generates returns across two distinct tracks — yield from the structured instrument and returns from the underlying life settlement asset performance. Two return streams, one instrument.
The instrument is fractionable at any denomination, enabling access across institutional portfolio sizes. Exposure can be calibrated precisely to allocation requirements without minimum threshold constraints.
LiqueFixed trades with the liquidity characteristics of exchange-traded instruments — accessible through custodian bank infrastructure already integrated with LiqueFex OS settlement architecture.
Five pools. One instrument. Two return tracks.
LiqueFixed draws on five interconnected pools — each contributing to the instrument's dual-return structure. The pools are managed systematically within LiqueFex OS, with all compliance, settlement, and valuation functions operating through the underlying infrastructure.
Five interconnected pools
Manages actuarial exposure across the portfolio using systematic life expectancy modelling. Premium payments and maturity timing are calibrated continuously against aggregate longevity data from the DNA System.
Absorbs and redistributes portfolio-level risk across instruments. Concentration limits, carrier exposure, and demographic diversification are enforced structurally through LiqueFex OS compliance architecture.
Holds the underlying life settlement policies identified and tracked via the DNA System. Each asset carries a unique identifier, real-time valuation, and a complete compliance history from origination.
Maintains a standing reserve that enables no-lock-up redemption. Inflows from matured policies and secondary market activity replenish the pool continuously, supporting ETF-like tradability.
Provides short-term capital to acquire policies before they are allocated to the asset pool. The warehouse facility cycles continuously, funding new originations as settled policies move downstream.
Designed to embed into existing institutional portfolios
LiqueFixed is structured for direct integration into the institutional portfolio formats where it is most relevant — without requiring new infrastructure or changes to existing systems.